The Bank issued the "Fintech Development Plan (2022-2025)": building a green and high-availability data center

The Bank issued the "Fintech Development Plan (2022-2025)": building a green and high-availability data center

Editor in charge: Zhang Yu

Build a green and high-availability data center, set up a safe and ubiquitous financial network, deploy an advanced and efficient computing power system, and further consolidate the "digital base" for financial innovation and development.

Recently, the People's Bank of China issued the "Fintech Development Plan (2022-2025)" (hereinafter referred to as the "Plan"). The "Plan" was formulated in accordance with the "14th Five-Year Plan for National Economic and Social Development of the People's Republic of China and the Outline of the Vision for 2035". Mission and Implementation Assurance.

The Plan emphasizes that, guided by Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, fully implement the spirit of the 19th National Congress of the Communist Party of China and the 19th Plenary Sessions, adhere to innovation-driven development, adhere to the original aspiration of the people, and earnestly fulfill the mission of serving the real economy. Quality promote the digital transformation of finance, improve the modern financial system that adapts to the development of the digital economy, and contribute financial strength to the construction of a new development pattern and the realization of common prosperity.

The "Plan" pointed out that we must adhere to the development principles of "digital drive, wisdom for the people, green and low carbon, fairness and inclusiveness", based on strengthening the application of financial data elements, with the goal of deepening the structural reform of the financial supply side, in order to accelerate the financial The digital transformation of institutions and the strengthening of prudential supervision of financial technology are the main lines, digital elements are injected into the whole process of financial services, digital thinking runs through the entire chain of business operations, and focus on the technological drive and data empowerment of financial innovation. "We will fully enter the new stage of "accumulating strength and becoming a trend", and strive to achieve a leap-forward improvement in the overall level and core competitiveness by 2025.

The "Plan" proposes eight key tasks. The first is to strengthen financial technology governance, comprehensively shape digital capabilities, improve the financial technology ethics system with multi-party participation and collaborative governance, and build a digital ecosystem that promotes and promotes each other.

The second is to comprehensively strengthen the construction of data capacity, promote the orderly sharing and comprehensive application of data under the premise of ensuring security and privacy, fully activate the potential of data elements, and effectively improve the quality and efficiency of financial services.

The third is to build a green and high-availability data center, set up a safe and ubiquitous financial network, deploy an advanced and efficient computing power system, and further consolidate the "digital base" for financial innovation and development.

The fourth is to deepen the financial application of digital technology, improve the system and mechanism for the application of scientific and technological achievements with equal emphasis on safety and efficiency, continuously expand the industrial ecology of openness, innovation, and win-win cooperation, and open up the "last mile" of the transformation of scientific and technological achievements.

The fifth is to improve a safe and efficient financial technology innovation system, build an integrated operation center that integrates business, technology and data, establish an intelligent risk control mechanism, and fully activate the new kinetic energy of digital operation.

Sixth, deepen the intelligent reconstruction of financial services, build diversified service channels, strive to create a barrier-free service system, and provide the people with more inclusive, green, and humanized digital financial services.

Seventh, speed up the all-round application of regulatory technology, strengthen the building of digital regulatory capabilities, implement penetrating regulation on financial technology innovation, and build a risk firewall between finance and technology.

Eighth, we will do a good job in cultivating financial technology talents, continue to promote the construction of standard rules and regulations, strengthen the implementation of laws and regulations, and escort the stable and long-term development of financial technology.

The "Plan" requires all parties to strengthen organization and overall planning, increase investment, do a good job in monitoring and evaluation of the implementation of the plan, and ensure that various tasks are implemented and effective.